Privacy & Legal – AltraPay

This page includes Privacy Policy and Terms of Service for all AltraPay services.


1- Privacy Policy – AltraPay

Introduction

AltraPay respects your privacy and is fully committed to protecting your identity.
As a non-custodial and decentralized platform, we do not collect, store, or process any personal information such as names, email addresses, or physical addresses of our users.

All interactions on AltraPay occur through secure private keys or a unique user ID, generated either by the user themselves or through integration with trusted external platforms.
This ensures that users maintain full control over their digital assets while preserving complete privacy and anonymity.


Information We Do Not Collect

  1. No personal identifiers (names, email addresses, phone numbers)
  2. No banking or financial information
  3. No location data linked to user accounts

When Data Might Be Shared with Partners

Certain services, such as currency conversion or transactions via trusted centralized partners, may require the processing of limited information strictly necessary to provide the service, including identity verification (KYC) and compliance requirements.

  1. These requirements are determined solely by the service providers
  2. Users may choose to use decentralized services without providing any personal data
  3. AltraPay does not store or access any personal data in such cases

Transaction Monitoring and Fraud Prevention

AltraPay monitors transactions on the blockchain through globally trusted service providers in order to:

  1. Enhance security
  2. Reduce fraud
  3. Prevent money laundering
  4. Detect suspicious activities and wallets

This includes:

  1. Real-time risk assessment
  2. Automated alerts
  3. Compliance checks

Additional Measures

  1. Monitoring of blacklisted or sanctioned addresses
  2. Behavioral analytics to detect unusual activity patterns
  3. Ensuring partner compliance with AML and counter-terrorism financing standards

User Interactions and Support

  1. All communications with AltraPay support are handled באמצעות user ID only
  2. Users can remain anonymous at all times
  3. No personal information is required

Security Measures

  1. End-to-end encryption for all communications
  2. Secure key management (users retain exclusive control over their private keys)
  3. Advanced blockchain monitoring and P2P protocols

Cookies and Analytics

  1. We use only non-identifying technical analytics
  2. No personal tracking is performed
  3. No sensitive information is stored

User Rights

  1. Full control over digital assets
  2. Complete privacy and anonymity
  3. No identity tracking

Changes to This Policy

  1. This policy may be updated at any time
  2. Users are encouraged to review it periodically

2- Terms of Service – AltraPay

Scope of Services 

These terms apply to:

  1. The AltraPay application (Android and iOS)
  2. The official website
  3. The community forum or digital platform
  4. Any integration with trusted external service providers

By using any of these services, you agree to comply with these terms.


Introduction

AltraPay is a non-custodial and decentralized fintech platform that provides technical infrastructure enabling users to conduct transactions via blockchain networks or through trusted external providers.


Nature of Service

  1. AltraPay provides technology services only and is not a bank or financial institution
  2. We do not hold user funds
  3. We do not manage or control transactions
  4. We do not have access to private keys

Users are fully responsible for their financial decisions.


Wallets and Private Keys

  1. Users are solely responsible for securing their private keys
  2. Users are responsible for managing their wallets
  3. Users bear all risks of loss, theft, or unauthorized access

⚠️ AltraPay cannot recover private keys or access funds under any circumstances.


Blockchain Transactions

  1. All transactions are executed on blockchain networks
  2. Transactions are irreversible once confirmed
  3. Transactions cannot be modified, stopped, or reversed

Provider-Based Buy & Sell Services

  1. Services are provided via globally licensed and trusted providers
  2. Providers hold full responsibility for these operations
  3. Identity verification (KYC) may be required
  4. AltraPay does not control provider policies or decisions

Peer-to-Peer (P2P) Transactions

  1. AltraPay provides technical infrastructure only
  2. No custody of funds
  3. No control over transactions

Users are responsible for:

  1. Choosing the counterparty
  2. Verifying the transaction
  3. Confirming completion

Escrow Services (Smart Contracts)

  1. Fully executed via blockchain smart contracts
  2. No centralized custody of funds
  3. No control by AltraPay
  4. Transaction confirmation is performed by users

⚠️ Users must ensure full receipt of assets before confirming.

Disputes

  1. Transactions may be suspended before confirmation
  2. Transactions may be canceled pending review
  3. AltraPay’s role is limited to technical support only

Monitoring and Security

  1. Fraud prevention
  2. Anti-money laundering protection
  3. Detection of suspicious activities

⚠️ This does not imply control over funds or transactions.


Disclaimer

  1. No custody of funds
  2. No control over transactions
  3. Technology provider only

Legal Compliance

  1. Users are responsible for complying with their local laws
  2. AltraPay is not responsible for local restrictions
  3. The company is registered in the United States
  4. Works with licensed providers in the US and Europe
  5. Partner services are governed by their own regulations

Changes to Terms

  1. Terms may be updated at any time
  2. Users should review them periodically

Contact

For inquiries:

contact@altrapay.io

All communications are handled via user ID only without revealing personal information.

 

Last Updated: March 2026